Privacy Policy and Industry Related Disclaimers

Who We Are

We at Medicare Uncensored & Partner Brokers are committed to protecting your privacy.  This Privacy Policy is created as a means to inform you of our privacy practices and how your information is secure.

This Privacy Policy spells out how we collect, use, and store personal information collected on this website only.

Please review this privacy policy before using any services on this site or before submitting any personally identifiable information.

In using this website, you specifically agree to the practices described in this policy.  

This policy may be changed without notice, but any updates will be reflected on this page immediately. Review this Privacy Policy on a regular basis to avoid information that has changed from time-to-time.

Medicare Uncensored & Partner Brokers is composed of licensed experienced agents from the following brokerages:  Medlock and Associates, JN Medicare Insurance Brokerage, Laura P. Butler Consulting, and Valero Life & Medicare Solutions.

The privacy policy is the same for all Partner Brokers. Their privacy policy page will be updated accordingly as the updates happen for Medicare Uncensored. 

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Collection of Information

We collect personally identifiable information such as names, mailing addresses, email addresses, phone numbers and financial information only when voluntarily submitted by our users for the purposes of product illustrations or quotes requested.

The information collected is used to provide a specific service, such as Medicare Insurance Options, Life Insurance, or Annuity Products for investment.  This information is only used to fulfill your specific request unless you give us express permission to use it in another manner such as a review or testimonial.

If you wish to opt out of any form of future communications, either by email or by telephone, please advise our agents as such during initial contact or email us at:

If you do not agree with this privacy policy or would like to make some suggestions regarding this privacy policy, please email us at the email referenced above. 

Company Identifier

This website is being operated by Medicare Uncensored and Partner Broker-Medlock and Associates.

Contact Valeria Medlock at if you need further information regarding this website.

The privacy policy is updated throughout the year to make sure we are up to date and we comply with all rules and regulations regarding your safety and privacy.

valerie medlock privacy policy company identifier

Photos, Reviews, Media, & Comments

Uploaded images, media, or audio with client consent are used for reviews and testimonials, which are approved with prior permission from client before publishing.  Clients can opt to be removed at any time when requested.

Images used for website and marketing have appropriate license rights.  Medicare Uncensored & Partner Brokers own the copyrights to the content designed and published by Medicare Uncensored and any of its Partner Brokers as listed above in Who We Are Section.

Content may not be duplicated for personal gains and cannot be used by others for monetary gains. Content is strictly for educational purposes or a solicitation attempt with no obligation for Medicare Insurance Products, Life Insurance, and Retirement Products such as Annuities from Medicare Uncensored & Partner Brokers, who are licensed and contracted by many insurance companies. 

When visitors leave comments on the website, we collect the data shown in the comments form to improve our customer experience, products, and service. 

A visitor’s IP address and browser user agent string is collected to help spam detection and avoid it from happening.

Medicare Uncensored & Partner Brokers obtain the right to block and remove visitor comments from this website, publications, social media, and any platform the visitor interacted with that is operated by Medicare Uncensored & Partner Brokers. Comments with profanity or hatred towards other individuals will be instantly removed.

Information collected in contact forms is only used for communication purposes between visitor and Medicare Uncensored & Partner Brokers only.  

Information is not sold to third-parties.  Medicare Uncensored & Partner Brokers is sole entity with access to the visitors information, and does not violate any privacy laws or regulations.  

Medicare Uncensored & Partner Brokers has formal consent to contact visitor upon providing information on the form submission such as name, email, and phone number. Partner Brokers from Medicare Uncensored will be the only ones to contact visitor upon request.

By filling out any form, you are giving permission to Medicare Uncensored & Partner Brokers to contact you via preferred contact method. Medicare Uncensored & Partner Brokers has 90 days to contact you from the day you filled out contact form.  You have the right to Opt-out of any communication form at any time, and can be done by email or phone.  Include your name, phone, and email you wish to unsubscribe.

This website uses cookie and tracking technology dependent on the features offered. Cookie and tracking systems are useful for gathering information, such as your browser type and operation system, and also allows us to track the number of visitors to our Website and how this Website is used.

Cookies may also help customize the features of the site. Please note that personal information is not collected by cookies or tracking technology, however personal information may be tied to it. You agree that aggregate cookie and tracking information may be shared with third parties at our sole discretion.

Note that we have display advertising implemented for use across our site. These types of advertisements are displayed using re-marketing technology through Google Analytics. Third-party vendors, Google included, display our advertisements across the Internet. We also use first-party cookies such as Google Analytics cookies and third-party cookies such as DoubleClick to inform and optimize future ads based on past visits to this Website.

If you so choose, you may opt-out of Google Analytics for Display Advertising and customize Google Display Network ads using the Ads Preferences Manager. You can also use the Google Analytics opt-out browser add-on for most popular browsers.

Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website. These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Distribution of Information

In some cases, we may share information with governmental agencies and other companies in order to assist us in fraud prevention or fraud investigation. We may share information when:

  • When trying to protect against real or alleged fraud;
  • When protecting against unauthorized transactions;

  • Permitted or required by law;

  • Whenever we receive a subpoena, regardless of the subject.

  • When investigating incidences of fraud that has already occurred;

Information gathered under such circumstances is not provided to outside companies for marketing purposes. Medicare Uncensored & Partner Brokers do not collect any data about you unless you have submitted it to us and by doing so, you have consented to its proper use. Such as passing information down to qualified and licensed agents within Medicare Uncensored & Partner Brokers to properly process your application and provide you with an up to date, efficient, and reliable service.

How Long We Retain Your Data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

If you do become a client, we are required to keep your information safe and secure using encrypted portals and systems.  We must keep this information for the next 10 business years per state insurance requirement.

At this point, only Medicare Uncensored & Partner Brokers and any insurance entity you do business with has your information and must follow privacy rules, policies, guidelines, and regulations.

At this point, Under 42 CFR 422.504(d) and (e), MA organizations are to maintain these records, and allow CMS access to them, for 10 years from the termination date of the contract or the date of the completion of any audit.

Commitment To Data Security

Your personally identifiable information is kept secure. Only authorized employees, agents and contractors (who have agreed to keep information secure and confidential) have access to this information. We reserve the right to make changes to this privacy policy. Any changes to this privacy policy will be posted on the website by Medicare Uncensored & Partner Brokers.


Industry Specific Disclaimers:

Medicare Disclaimer

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact or 1–800– MEDICARE to get information on all of your options.

Medicare Uncensored & Partner Brokers websites are owned and operated by Medlock and Associates. contains links to marketing content that may constitute a solicitation of insurance. Medicare Uncensored consists of licensed insurance brokers that may receive compensation if you make a purchase for insurance from any of the companies they are contracted with.

Medicare Uncensored & Partner Brokers are not sponsored or affiliated by the U.S. government or the federal Medicare program.

*By clicking and submitting consent on any of the ads, you are agreeing that Medicare Uncensored & any of its licensed Partner Brokers can contact you by your preferred method of contact with zero obligation to purchase insurance.

Annuity Products Disclaimer

Before investing, consider the funds’ investment objectives, risks, charges, expenses, and available share classes.

Contact Medicare Uncensored & Partner Brokers for a prospectus or, if available, a summary prospectus containing this information. Read it carefully.

Keep in mind that investing involves risk. The value of your investment will fluctuate over time, and you may gain or lose money.

Guarantees apply to certain insurance and annuity products and are subject to product terms, exclusions and limitations and the insurer’s claims paying ability and financial strength.

  1. Investing in a variable annuity involves risk of loss – investment returns and contract value are not guaranteed and will fluctuate.
  2. Pension benefits are guaranteed by the plan sponsor unless the sponsor transfers the liability to a third-party insurance company. Unlike pensions, annuities must be purchased and have associated costs and expenses.
  3. Financial strength ratings are opinions from independent rating agencies of an insurer’s financial strength and ability to pay its insurance policies and contract obligations. They are not recommendations to purchase, hold or terminate any insurance policy or contract issued by an insurer, nor do they address the suitability of any particular policy or contract for a specific purpose or purchaser.
  4. State variations may apply and benefits may vary.
  5. Withdrawals of taxable amounts from an annuity are subject to ordinary income tax, and, if taken before age 59½, may be subject to a 10% IRS penalty.
  6. Restrictions may apply depending on payment option and/or contract type selected. The new income amount will be determined by the issuing insurance company. Please refer to the product materials for additional details.
  7. Certain features may not be available in all products or depending on type of funds used to purchase the annuity.
  8. Medicare Uncensored & any of its licensed Partner Brokers does not provide legal or tax advice. The information herein is general in nature and should not be considered legal or tax advice. Consult an attorney or tax professional regarding your specific situation.

To help the government fight the funding of terrorism and money laundering activities, federal law required all financial institutions including insurance companies, to obtain, verify, and record information that identifies each person who opens an account, including an application for an insurance policy or annuity contract. What this means for you: When you apply for an insurance policy or annuity contract, we will ask your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or identifying document.

Life Insurance Disclaimer

Each issuing insurance company is responsible for financial obligations of their respective insurance. Guarantees are backed by the claims paying ability of the issuing insurance company. Products may not be available in all states and product features may vary by state.

This material is general in nature, was developed for educational use only, and is not intended to provide financial, legal, fiduciary, accounting or tax advice, nor is it intended to make any recommendations. Applicable laws and regulations are complex and subject to change. Please consult with your financial professional regarding your situation. For legal, accounting or tax advice consult the appropriate professional.

Premium charges depend on evidence of insurability.

Ratings are not a guarantee of future financial strength or future claims-paying ability. While ratings can be objective indicators of an insurance company’s financial strength and can provide a relative measure to help select among insurance companies, they are not guarantees of the future financial strength.

To help the government fight the funding of terrorism and money laundering activities, federal law required all financial institutions including insurance companies, to obtain, verify, and record information that identifies each person who opens an account, including an application for an insurance policy or annuity contract. What this means for you: When you apply for an insurance policy or annuity contract, we will ask your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or identifying document.

Accessibility Statement

We want to assist you.

If you have difficulty accessing or using any part of this website please contact us and we will work with you to provide the information through a method that is accessible for you (for example, over the phone).

Our goal is to serve you better.

Medicare Uncensored & Partner Brokers are committed to making our information about the Affordable Care Act and other health insurance topics available to all. We promote accessibility and inclusion.

Whether you are using assistive technologies like a screen reader, a magnifier, voice recognition software, or captions for videos, our goal is to make our information available to you.

We are actively conducting an audit of our site and will be making additional programming changes to make our site more accessible.

We recognize that we still have changes we need to make, but this is an ongoing effort and we welcome any input you have. Please contact us if you have any feedback or suggestions as to how we could improve accessibility of this website.

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If we can improve this Privacy Policy Page please reach out.  Your privacy is our number one priority.